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On top of that, clients for this kind of plan might have serious legal or criminal histories. It is very important to note that different service providers provide a variety of concern ages on their guaranteed issue policies as low as age 40 or as high as age 80 - good funeral cover. Some will certainly additionally offer higher stated value, up to $40,000, and others will permit for better survivor benefit conditions by improving the rates of interest with the return of costs or minimizing the variety of years till a complete fatality advantage is available